If you’re new here, you may want to subscribe to our RSS feed. Thanks for visiting!There are three credit score reporting organizations in the United States; they are Equifax, TransUnion, and Experian. The job of these three agencies is to report on the creditworthiness of each individual person in the country, and they [...]
It used to be pretty easy to get bad credit home loan financing. Countrywide specialized in these mortgages. But, we all know what happened to Countrywide – it went belly up and Bank of America was forced to buy up its bad assets. Therefore, bad credit home loan financing is less available [...]
Credit card laws are the laws that govern the way the credit card companies must operate. You don’t usually hear much about them. That’s because most of them are just basic laws—the type that keep anyone from doing illegal things. But credit card laws are under review and changing as we speak.
Consumers and lawmakers [...]
How do you get a car when you have bad credit? Auto financing can be a challenge in these times of constricted credit. Lenders are not freely giving money to even those with stellar credit. But bad credit auto financing is available if you know how to go about it.
The first step [...]
Correct inaccurate, misleading, or unverifiable information on your credit report. The Federal Fair Credit Reporting Act is the Federal law that governs your credit report and protects you from inaccurate reporting by establishing a legal dispute process that you can use to challenge and remove items that are inaccurate.
