In the United States, there are three major credit score agencies, or credit reporting agencies; they are TransUnion, Equifax, and Experian. The three credit score agencies are responsible for gathering and providing information on individual consumers. Banks and other financial institutions, as well as landlords, utility companies, and even insurance agents, have come [...]
You’ve gotten behind, and you’re wondering, can you be sued for credit card debts? It’s important for you to know that you can be sued and you will be sued. You may be able to let the debt go for a while, even for a few years. But ask anyone who’s been there, can you [...]
Credit card judgments are judgments against you for unpaid credit card debt. When you’re sued, you appear in court along with the collection agency that’s handling the debt for the credit card. If you owe the money, before you leave the courtroom credit card judgments will be found against you.
What does this mean? Credit [...]
When you see an ad for free credit card consolidation, does that mean that their service will help you consolidate your credit cards for absolutely nothing? How many businesses do you know of that provide their services without charging you? What the free usually means when you see an ad for free credit card consolidation [...]
Sudden debt can crash unexpectedly into the lives of almost any of us at any time. We can be going along through life quite happily and then bang! Without warning we find ourselves in debt and it’s well… so sudden! Debt is also something that many of us have been told since childhood is a [...]
